High Risk Payment Gateway Solution For Merchants

The Most Popular Platform or Payment Gateways Globally

Authorize.Net: It has a huge base of more than 370,000 merchants for streamlining fast and secure transactions. It doubles as a virtual POS solution and supports wide interface integrations on big and online small businesses. A wide range of PSPs worldwide also trusts it.

Stripe: Stripe is an online high-risk payment processor, which is designed especially for small online businesses. It has a vast selection of integrations, features and transparent pricing schemes. It is a convenient platform for accepting credit card via online channels. It can handle all the backend processes involved in online payments like security and automated features.

PayPal: PayPal is built on the technology that enables users to accept credit cards as well as process mobile and retail credit cards. It is great for global companies, accepts 25 currencies from 200 countries and territories. PayPal can be integrated with shopping carts, CRM solutions, eCommerce platforms, and accounting tools to propagate the operations

PayU: This gateway is very popular across Indian businesses. It focuses on the merchant needs with consumer shopping behavior. It offers innovative options that will help companies receive the money they’re owed as quickly as possible. It comes with tokenization feature and fraud management system too.

Skrill: Skrill is easy to use a payment processor that lets you control your online transactions. Designed for new featured businesses it processes the payments fast and securely as well as provides accountability for them.

We can help you to provide High-Risk Payment Gateway, High-Risk Merchant Account and other Merchant Account related services. Get in touch @ +1 (888) 622-6875. Also, you can Email - info@merchantstronghold.com

Confused Between Merchant Account and Payment Gateway?

Merchant Account and Payment Gateway: The Basic requirement for starting up and running a business is having a Merchant Account and a Payment gateway. Both have an equivalent ratio for the smooth and balanced working of the business. A businessman who has really started up with new e-commerce venture requires a point from where he can connect to the customers. Now we need to figure out how?

The foremost thing to run an e-commerce site is to have a proper cash flow in it. Hence, where do we need that money from; from the customer? Any entrepreneur running a High or Low-Risk business requires a Merchant Account and a Payment Gateway.

Merchant Account

A type of an account that allows accepting online payment from the customers through many ways under legal wings of the payment service provider.

Merchant Account is created under the mutual agreement between a merchant and merchant’s acquiring bank, so to further proceed with future online payment.

Payment Gateway:

The next genuine question from your side: What Is Payment Gateway? A payment gateway is a software program that works behind the scene. It is basically a process that enables the flow of the payment securely. It’s a secure way to transfer your customer’s money safely into your merchant account. It’s really very important to have a payment gateway for the following reasons:

• Prevents your money from fraudulent activities.
• Creates a trustworthy aura between you and your customers.
• Keeps you away from any future threat.
• Maintains a good graph in the competitive world.

Short Review on Merchant Account and Payment Gateway

Above mentioned content shows the nature of the account, now below we can compare both of them:

Merchant Account is an account where the funds are deposited and payment gateway is the channel from which we receive our payments.

Merchant account holders get their amount through the payment gateway

Merchant Account holds the money, which they earn from selling their goods/services and with the help of a payment gateway they get their amount secured under the safety of the acquiring bank.

Payment Gateway gives a piece of evidence for the particular transaction for future Disputes.

Retail Merchant Account | Credit Card Processing

It is obvious that having a credit card present when the transaction is being processed will reduce the chances of fraud. But there are other variables as well that should be considered when going for a retail merchant account.

One example can be the Volume of Transaction and Average Ticket Size. Consider someone is selling jelly beans or any other product at a mall. The sale of this business will relatively be moderate having low average ticket size. If someone purchases a couple of dollars of beans, then there won’t be any big risk to the merchant.

Chargebacks and product returns will not be the concern of the business owner. But if the average ticket size increases, the risk of chargeback and product return will also increase. If the price of the product is high, means customers value the quality of the product. Retail Merchant account in this situation can save you because you will be safe from frauds and high risk. With the point of sale software by Merchant Stronghold, retailers will accept payments safely and securely.

Hence, we provide quality services and support to the merchants and their customers. Getting a merchant account is just the first step towards success. Merchant Stronghold has a safe, secure, and quick processing architecture that is best in the world. Start your Merchant Application Today!

Best Retail Products and Services

Credit card acceptance is the major factor that can lift up your business. There is a wide range of payment solutions that merchants can choose from. We provide all the services that will help business owners succeed in their industry. Here are some of the benefits that most merchants can expect by using our services:

• Customer Service: Quality Customer Support that is ready to look into your queries anytime
• Set Up: Easy and Solid Set Up, Accept Payment 24/7
• Daily Funding: Next Day Batch Settlement
• Online Portal: Merchants can view their online activities and access dedicated platform that gathers information regarding business activities.

Merchant Stronghold helps to find best merchant service provider

WHY DO YOU NEED A MERCHANT SERVICE PROVIDER?

A Merchant service provider is also known as a credit card processor. They offer services to the merchant to accept the credit card, debit card, and other electronic modes of money transactions.

An MSP is responsible to move the money from the customer’s account to the merchant when the customer swipes the card.

Also, a business that accepts the card and other electronic means of the payment can expand their business easily, as more customers are using the card instead of the cash in today’s economy.

Most MSP’s are providing a wide range of methods to accept payment to make the customer feel comfortable while choosing the service or product a merchant has to offer.

HOW TO CHOOSE THE BEST MERCHANT SERVICE PROVIDER?

Go for the Track record of various Merchant Service Providers. Before subscribing to the merchant service, you must check the previous records and reviews of that provider. If they have a positive record then you should feel free to add them to your list.

They are providing at a reasonable market price. You must check the market price for the services that you are looking for. Moreover, you can compare the prices and get the one suiting your requirements.

The Efficiency of the Support Service. While using the merchant service, a merchant may need assistance every now and then regarding the charges and more. In such cases, your merchant service provider must offer nice support, preferable 24/7 support.

Understand the need and requirement of your business. You must get the package or service that goes perfectly with your business. This includes subscription charges, monthly or annual limit, and more. Make sure you consider the expansion of business while choosing the merchant service provider.

NEED MORE TIP TO CHOOSE THE BEST MERCHANT SERVICE PROVIDER?

We understand every business is different and so does the demand of the business. This makes it clear that your business needs customized planning. The article provides brief details to choose the merchant service provider. If you want to know more then contact Merchant Stronghold and talk to an expert.We also provide services to get your credit card processing, high-risk merchant account, and other merchant account related services. You can call us at the toll-free number+1 (888) 622 – 6875 or get to info@merchantstronghold.com for 24/7 email support.

SECURE ONLINE PAYMENT SERVICES FOR YOUR SYSTEM

In order to reduce the risk, you need to add more secure online payment services to your system. Here are some security measures that you must add to your payment services:

SSL Protocol

SSL Protocol ensures the security of your website. This means, each and every data experiencing your website is encrypted. As a merchant, you need to purchase the SSL Certificate for the website so that when customers visit your website, they see that your website is safe to use.

Not just that, SSL Protocol helps you grow your online reputation as well. A website will SSL has a padlock icon along with the URL of the website. This padlock icon gives customer relief that the website is safe to use.

Tokenization

It is a popular data security method used to transfer sensitive data. Payment methods are generally equipped with their system with tokenization. Using tokenization, the customers data and information remains safe even in case of the data breach.

In tokenization, the sensitive data is replaced with non-sensitive data which has no relation or meaning to customer’s original data. This non-sensitive data is called a token. This token is meaningless to the fraudsters.

PCI Compliance

PCI Compliance improves security and reduces risk. Payment Card Industry Data Security Standards (PCI DSS) tell merchants how sensitive data used in payments should be secured. PCI Compliance uses data encryption to ensure security when making online payments.

Every merchant offering online payment need to use the PCI Compliance services to ensure Payment Security for Merchant.

Address Verification Service (AVS)

It is a widely used service now where the customer needs to provide the address. If this address matches the credit card holder’s address, only then the transaction will continue.

It is a simple method and seen to dodge many frauds in the last few years. This is the reason, merchants are advised to use AVS to ensure payment security.

Reliable Payment Gateway For Online Business

When you are looking for different options and want to choose a payment service provider for your business, look for the following conditions:

Find the one whose services fits your needs. Spend some time to find the right provider instead of making rash decisions based on their discounts or advertised fees.

When you own a company, in addition to a merchant account and payment gateway, you will also have to make recurring billing, remote credit card storage, PCI compliance. You will also need to have anti-fraud tools, firewall security, etc. Many providers provide some or all of these services.

From a list of prospective vendors, talk straight about the fees and services. Ask them about the rates for rewards, business, and international cards, minimum maintenance fees, chargebacks, PCI compliance, API, and its technical specification and securities, etc.

You should choose a payment service provider that has a better user experience.

Choose a vendor who is easy to contact through email, phone number or any other methods, and provides substantial support to help you through all the complexities of the business and finance.

The right payment service provider will give you options to exit anytime and they won’t charge you for that. On the contrary, you might have to pay for exiting in case of the cheapest payment gateway.

Read contracts; the terms and conditions, and policies carefully. Some “cheapest” payment service providers ask for bond or agreement for 2-4 years and charge hundreds of dollars for a cancellation fee. This is just too much to accept.

Finally, I would suggest that you invest some time in deciding to choose the right payment gateway, which will be suitable for your company and have better services. They might be little costly for you but they provide long-term safety to you. Choose value over the price for better user experience and long-term benefits.

Some Basic Requirements To Become eCommerce Merchant

You need to treat your online store as your offline business store. You need to keep the inventory updated as well as make sure that you have a good payment gateway to accept online payments. Having a multi-currency payment gateway will help you get more traffic than others. To understand the Multi-currency payment processing you can visit us at merchantstronghold.com or contact Merchant Stronghold Support.

First of all, you need to understand the basic requirements to start selling online or to become an E-commerce Merchant.

Select and Define Your Niche:

You need to decide what you want to sell or define your niche. This could be the most crucial part of your business as it requires a lot of research in your area of interest. It is not mandatory to sell the product online, you can affiliate them too.

Your Platform to Sell Online:

In order to sell online, you need a domain name, dedicated E-commerce hosting, and payment gateway, etc. You need to select your website platform or blog based platform with the shopping cart add-on. A website will help you to set up your store online as well as to accept payments online using any payment gateway. 

Maintain the Inventory:

It is necessary to maintain the inventory. If you are using in-house fulfillment means selling your products only then you can easily stock the product and then ship them when required. Also, It is most important to understand what type of fulfillment you want to use as per your requirement.

Manage orders and shipping:

To become an E-commerce Merchant, it is important for you to manage your orders and shipping process. You need an order management tool to manage online orders. Also, you can use any free shipping label printing service options and installed software to fulfill your shipping needs. 

Use Payment Gateway:

Payment gateways play a pivotal role in the E-commerce store. You can use any of the payment gateways which are available in the market. Payment Gateways that are available in the market are Stripe, PayPal, Payline, and Authorize.net, etc. All of these payment gateways allow you to accept online payments from the customers. Choose the payment as per your requirements and become an E-commerce Merchant.

Address - 10300 49th Street N Suite 427 Clearwater, Florida 33762

Email Id - info@merchantstronghold.com

Contact - +1 (888) 622-6875.

Pros and Cons of High-Risk Merchant Account

CONS OF HAVING A HIGH-RISK MERCHANT ACCOUNT

Now a business owner has to get a merchant account. This account is used to carry out the transactions of the merchant. Now if your company has too many numbers of chargebacks then your account will be referred to as high-risk merchant account.

There are many reasons a merchant do not want to own a high-risk merchant account, these are:

Excessive Chargeback Fees – The Bank already considers that the high-risk business will produce a number of chargebacks. In order to deal with the chargebacks, bank charges extra chargeback fees to deal with them in the future.

Need to create a Merchant Account Reserve. For the high-risk business, the bank asks them to open a no-interest saving account. This is done to deal with an unexpected number of a chargeback in the future. If someday merchant is asked to pay a large sum due to a chargeback then this account will be used to pay off the customer.

If you are at risk of becoming a high-risk business due to the growing number of a chargeback in your enterprise then get an expert to assist you. Contact the Merchant Stronghold at the toll-free number for such services.

PROS OF HAVING A HIGH-RISK MERCHANT ACCOUNT

There is also a bright side to own a high-risk business. It is hard to believe but high-risk business can actually help you earn more profit than other businesses.

Pros of High-Risk Merchant Account are:

Great Earning Potential. The payment processor limits the revenue rate for the low-risk business. But the high-risk business has no limit when it comes to earning and expanding the business.

Risky Products lead to More Profit. When you own a high-risk business account, you can sell almost anything in the market. This is one of the Pros of High-Risk Merchant Account that makes it the most profitable business.

Worldwide Expansion. If you own a high-risk business then you have all the access to expand your business beyond boundaries. You can deal in any currency with the desired country.

When it comes to earning the profit, high-risk business is the best. Also, you can say the Pros of High-Risk Merchant Account is a great profit.

Get Collection Merchant Account In Easy Steps

High-risk Merchant/business

You might think that why your business is categorized as high-risk even while you are following the right track. The reason is the target audience and the niche of your business. Some of the high-risk industries are:

• E-commerce stores
• A website dealing with digital content and steaming
• Travel and transport companies
• Companies dealing with multi-level marketing and direct sales
• Adult and dating websites
• Loan and financial businesses
• Companies providing supplements
• Crypto-currency
• Companies selling custom-made products
• Fast-growing companies

Other reasons for being a high-risk business can be an excessive number of chargebacks. Also, bad credit record, selling goods with high value, products open to the risk of fraud or a subscription-based business. These are the factors that make it difficult for you to get a merchant account and especially to be able to accept online payments from debit or credit card, with a merchant service provider. So, without a merchant account, you will stand nowhere and will lose to the competitors.

Right Merchant Service Provider

If your business is among high-risk, so that does not necessarily mean that your company has to suffer. And, If your business is promising but this only limitation is not letting your business grow, all you have to do is find a right merchant service provider that is willing to offer you the suitable services. The companies who provide services to high-risk merchants are called high-risk merchant service providers.

Setup a Collection Account

Setting up a merchant account to handle high-risk has become easier with time and is a straightforward procedure. Therefore, It can be free of cost if you are using a good company. To open the account, you must file an application form and submit the paperwork. If you are new in the industry and have a strong business model and well capitalized, as a result, you don’t have to struggle a lot to find the right merchant account provider for your business.

Things that Work Against Collection Account

Quantity of chargebacks
Crossing out installment or not paying them on time.

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Expand Your Travel Agency Business with Merchant Stronghold

Are you running a travel agency and you don’t have a merchant account? You are losing a large portion of your customer base who probably don’t purchase your package because of the payment method.

Rates and easy installation

Our rates are different than other companies, we believe in clear and transparent policies so that merchants can do business while we handle their online merchant account issues. Our system is unique, we review many things before deciding how much to charge. Our professional team sits down and review customized plans for travel businesses.

Agencies who have a travel business are, always at risk because credit card companies don’t want to invest in them. They are expensive for banks and their business usually don’t run for long. But with multiple payment methods, you will give options to customers and they will be able to purchase your products easily. A separate merchant account will have a virtual terminal with options such as android and apple device payment method. Customers will be able to pay via credit card with the touch of a button.

Card installation may look like a lengthy process but it is not. Once it is installed, your customers have to enter detail and sign on screen. A recipe will generate when they purchase your travel packages and this recipe will be sent to customers as a record. One of the options that benefit business is clients email, you can send new promotions and special offers to expand your business. The apps we use are extremely safe and they are capable of carrying out any number of transactions. Either it is a virtual terminal or physical, your customer will be able to make payment even if the card is not present. Simply by entering card information and a recipe will generate.

We have made it possible for travel businesses to enjoy the twenty-first century’s technology. There are many companies like ours, but we are the only one that provides customized plans so that merchants can offer better payment options to clients. Contact us and start accepting MasterCard, Visa, and American Express today!

Tips To Handle The Credit Card Information

Keep your customer’s data safe with these useful tips.

Use Approved Software

When a merchant uses POS (Point of Sale) terminal, mobile running payment processor software or swipe machine to conduct transactions, as a merchant it is your duty to make sure that your hardware, as well as software, is PCI Compliant. There are many applications and card readers available that come with security loopholes. So, it is advisable to choose reputable hardware and software vendors who take full responsibility for the integrity of their product. For the long run and good reputation of your business make sure to use a tested and approved the solution.

Genuine Service Provider

You can avail services of a reputed service provider to install credit card processing software, manage credit card processing as well as credit card storage for your business. Service provider includes:

SaaS (Web-based software)

IVR phone services

It might also include companies to which the merchant outsources payment-processing functions. Through extensive testing of these service providers, you can make sure that they are trustworthy. Qualified Security Assessor (QSA) who performs a comprehensive audit of policies, procedures and the system of the service providers does this type of testing. You can only use PCI DSS Validated service provider as a part of a contract signed.

Storage of Sensitive Information

Payment processing regulations specifically prohibit the storage of credit card security code or any data contained in the magnetic strip of a credit card. Although you may have business reasons for storing credit card information. The card security number is in place to know whether a user of the card over the phone or internet has the possession. But if the security code is stolen, this approach will not work. In the magnetic stick, which is on the backside of the credit card, track data is stored. This contains the information of the account that is otherwise don’t show on the card. This data assists with authentication and the card cannot be fake.

FINAL WORDS

By simply following these five steps, you can meet your contractual requirements to protect credit card account information. Also, the merchant can be PCI compliant. It will also help merchant in gaining customer’s confidence and loyalty, which will help in increasing the revenue.

Credit Card Payment Processing Services for Apparels Stores

Painless Payment Processing Service

When we talk about payments, the first thing that a merchant would expect is a secure and uncomplicated payment processor. But it is common to come across certain complications like wrong entry, human error, duplicate authorization etc. While dealing with these issues, it is also important to take care of data security and compliance. So choosing a payment processor that simplifies these complexities rather than increasing the mess is a highly important decision that every merchant has to take.

Payment Processor for Apparels Store

Three things that your payment processor should fulfill are:

1. Connect from anywhere

2. Connect to any payment

3. Connect via the device of your choice

It is important for the merchant to choose a payment processor that provides a comfortable payment experience to his/her customer so that you can win customers trust as well as his loyalty. It is important to understand what your requirements are while choosing a payment processor. Few “must haves” are:

FLEXIBLE PAYMENT PROCESSOR

Payment processor should work in favor of your business and customer, both. It should be well integrated, should reflect the working of the business (how business operates), type of payment accepted and back-end system. A highly integrated system works as a lifeline for the merchant and the business.

SCALABLE

Payment processor should be able to cop up with the growth of the business, else merchant will end up in wasting a lot of time, resources and money in the up gradation of payment processor.

SUPPORTIVE

There are times when things do not work as planned. Choose a payment processor provider that is by your side when needed. The provider should be available either by phone or through email or live chat whenever needed.

FINAL WORDS

We at Merchant Stronghold are a leading provider of payment processing services. We have a long list of happy customers who are engaged in the apparel industry and hence, we can do the same for you! Our team understands the unique needs of various industries including clothing and they are the best professionals to meet your business needs.

Few Factors to Consider While Choosing A Payment Gateway For Your Online Businesses

You can follow this article to compare the Payment Gateway provider in the market. For more information, you can contact Merchant Stronghold for the assistance. Also, we can help you choose and compare Payment Gateway Provider.

Factor 1 – Fees and Additional Fees for the Services

The transaction processing fees and other fees for the services can affect your profit. As a merchant, you should compare the payment processing fees of the services and then get the one that is required. Here are the different fees or charges that a payment gateway service provider can ask.

• Monthly fees
• Termination Fees
• Setup fees
• IRS (Internal Revenue Service) fees
• Batch fees
• Contract Fees
• Annual fees
• Customer service fees
• PCI (Payment Card Industry) compliance fees
• Statement fees

These are the list of fees that a payment gateway provider can ask. There could be more than what are available in the list above.

Factor 2 – Allowed Card and Payment Types

Types of cards and payment types should be allowed while accepting the payment to help the merchants to compare Payment Gateway provider. Here is the list of popular Card Service Providers:

• VISA
• MasterCard
• American Express
• Discover
• JCB
• Diner

You must choose the card acceptance according to your customers. Also, compare Payment Gateway provider depending on the majority of card payments you get.

Questions that you can Ask while comparing Payment Service Providers – Merchant Stronghold

• Which is the best payment gateway for your business?
• How to add your website with payment gateway
• What is payment processor fees in the current market?
• Which is the best payment gateway for micropayments?
• What is payment gateway charges in the USA?
• Which is the best payment gateway API?
• What is the best payment gateway for Bigcommerce?
• Payment gateway providers list
• Which is the best payment gateway for small business?
• The best online payment processor for your business?
• What are available online payment gateways?
• Which is the best payment gateway for international transactions?
• Credit card processing comparison chart

You can use this guide to compare payment gateway provider. If you are looking for more details then feel free to contact Merchant Stronghold for the assistance.

Tips to Streamline Credit Card Payment Services

We help you get the best merchant processing services by evaluating your business closely.

Seamless Site Navigation

Generally, a customer explores a lot before making a purchase. Especially when they are trying your services for the first time. In such a case, you can offer smooth navigation while jumping from one product to another product as easy as possible.

Ask the customer to add the items they like to add to the wish list.

The products that a customer sees should appear on the recently viewed panel.

Jumping between the products should be easy and more manageable.

Make it easy for the customer to purchase the product whenever or wherever they are. This helps you streamline online payment services and make more profit.

Availability on Different Devices

There was a time when most of the navigation and internet surfing used to be carried out on the desktops. Nowadays, people use smartphones and tablets for online surfing and purchase. However, many of the users still navigate using the PC.

The matter is to make your website or platform easily available on the device.

Also, Smartphones and Tablets are also available in different screen sizes.

Make sure your website is responsive and works on different devices including Smartphone and computer.

You can also get a designer who can customize the website as per your requirements to get the streamline online payment services.

Offer the Best Customer Security

A customer has a higher chance to make a purchase when they clearly understand the policies. And it is a merchant’s responsibility to convey the terms and conditions to the customer.

Make sure the refund and return policies are clearly listed on the website.

If you are asking for personal details such as contact number, email address and residential address then make sure you keep this information safe and inform the customers about the same.

Furthermore, in case of a refund, make sure your finish the case in stipulated time.

Ask for an Expert’s Advice

The above-listed methods are very general. But if you are looking for the methods that fit your business processing then you can ask an expert to guide you. Earning profit is very important in the business and Merchant Stronghold can help you with that. 

Simply place a call at the toll-free number +1 (888) 622 – 6875 or access the email support now. We specialize in high-risk business and help you get the best merchant services.

How To Choose Right Recurring Payment Provider

Now, there are a number of payment service providers available and it gets difficult to choose the one that suits all of the merchant’s needs. In such a case, the merchant can make the best choice by evaluation the business requirement and comparing the available options, a.

Here are some essentials that you will need while choosing the right recurring payment provider:

KEEP LOCATION IN MIND

When choosing a payment service provider or gateway provider, make sure they are available in your location. Meaning, you need to check whether that specific company offers the services in your location or not.

Also, you can get details of all the leading payment service providers in your location and compare their services.

There are many processors who offer their services in multiple countries. You can choose these if you have an overseas business.

TYPES OF PAYMENTS YOU NEED

Of course, you are looking for the recurring payment processor, but do not forget about other details and payment types that you would need.

You can check what kind of payments does the processor accept. Also, the card types such as Visa, MasterCard, Discover, AmEx and more are accepted or not.

Furthermore, people are now using mobile payment wallets so, you can also check whether your processor accepts all these payment types or not and then get a recurring payment provider.

TRANSACTION SECURITY

When it comes to transaction security, you should never leave any loose ends. The security should be the number one priority while choosing the payment provider.

Make sure the transaction and transaction details are safe while using the company’s platform. You can ask for more details related to the same from the company if you are willing to try a particular payment processor.

FREE TRIALS

Check whether the payment provider you want offers a free trial or not. If yes, then you can try their services to check whether it is working for you not.

You can ask for a free trial anytime. Along with that, check whether there are any hidden charges or fees, and if possible, get a recurring payment provider with no hidden charges.

USER-FRIENDLY

TECH SUPPORT

PCI COMPLIANCE

In order to Get Recurring Payment Provider, you need to go through various queries before landing to one payment processor. This will increase your productivity and help you with ROI as well.

Protect Your Online Business With Cyber Security

Cyber Security for Online Business

Thе Internet аllоwѕ businesses оf аll sizes аnd frоm аnу location tо reach nеw аnd larger markets аnd рrоvidеѕ opportunities tо work mоrе efficiently bу uѕing computer-based tools.

Whеthеr a business iѕ thinking оf adopting cloud computing оr juѕt uѕing email аnd maintaining a website, cybersecurity ѕhоuld bе a раrt оf thе plan. Theft оf digital information hаѕ bесоmе thе mоѕt commonly reported fraud, surpassing physical theft.

Evеrу business thаt uѕеѕ thе Internet iѕ responsible fоr creating a culture оf security thаt will enhance business аnd consumer confidence. Thе Small Biz Cyber Planner 2.0 iѕ аn online resource tо hеlр small businesses create customized cybersecurity plans.

Cyber Security tips to Protect your Online Business

Broadband аnd information technology аrе powerful factors in small businesses reaching nеw markets аnd increasing productivity аnd efficiency.

However, businesses nееd a cybersecurity strategy tо protect the thеir оwn business, thеir customers, аnd thеir data frоm growing cybersecurity threats.

• Train employees in security principles:
• Protect information, computers аnd networks frоm cyber-attacks:
• Prоvidе firewall security fоr уоur Internet connection:
• Create a mobile device action plan:
• Make backup copies оf important business data аnd information:
• Control physical access tо уоur computers аnd create user accounts fоr еасh employee:
• Secure уоur Wi-Fi networks:
• Employ bеѕt practices оn payment cards:
• Limit employee access tо data аnd information, limit authority tо install software:
• Passwords аnd authentication:

A secure network iѕ a robust network. Cyber-attacks саn hарреn in minutes аnd аrе оftеn vеrу hаrd tо detect. Make ѕurе thаt уоu tаkе аll essential steps tо prevent a security breach.

Credit Card Payment Processing for Telemarketing of Travel Services

Our systems get the support of the expert team that helps you team up with leading payment processing brands. You will reduce risk, cost, and secure your future with the help of our payment processing infrastructure.

Real-Time Reporting and No Hidden Charges

Many credit card processors hide fees in statements and contracts. Merchant Stronghold has a fair and transparent agreement with you. It tells you who we are and how we do business with our clients. You get easy to read statements that show how much you earn and more. You can track record of fees and sales. Merchants are always aware of their money and how much they pay.

No additional charges at all. Owners will have access to merchant accounts 24/7. You will get a portal which will show all the transactions made within chosen dates. You don’t have to wait for statements and money anymore. Merchants can check batches, transactions and deposits, download data, view statements, run reports, and order new tools on the spot. Our payment processing solution also offers dispute solution via direct communication. You can do all these things on mobile or desktop.

Benefits of Using our Services

Attract new customers and keep current ones by using our world-class payment processing services. Mobile payment, checks, online payments, and many more options are available to you. We have special offers for people who do Telemarketing of Travel related services and Vitamins. We will help you manage payments with the help of latest account software integrated into your website.

Using our latest payment processing software, you can accelerate your business.

Manage hardware modules and cryptographic keys across payment infrastructure.

Take advantage of EMV and expertise support.

Certified and proven security solution with more than one options to choose from.

You can simplify your business and reduce obligations.

We offer management infrastructure that is compatible with mobile and comes with an assurance.

Merchant Stronghold offers best customer service to merchants. Our customer services give you an opportunity to get support from professionals. Your call will be answered within seconds, unlike most companies which take time to answer. Merchant Stronghold has a ticket system that doesn’t require merchants to wait longer. An expert will handle your case immediately.

Get Instant Approval High Risk Merchant Account In United States

These conditions have been fulfilled:

• The business needs to have a registered “Doing Business As” name (DBA) that proves that the business is incorporated in the United States.
• A bank account in the U.S. Bank should be registered in the name of applicant’s name.
• A physical address of the business that an applicant must provide.
• These are must require details an applicant needs to provide while applying for the merchant account in the United States.

But, a business that is registered in any other country have one option is to set up a corporation with the U.S. based company by signing a contract with them, stating that the company incorporation will act as the company of U.S. that handles the entire sales, shipping and collecting the payment process of the business done in the United States. This type of incorporation will work. But one that comes with incorporation is adding a business partner in the working, which much business may not like to deal with.

You need an agent

If the company decides to have a separate and permanent account in the name of the business. Or owner without any incorporation. For a dedicated account, there is a need for an agent who has registered as a member of the business. That will help businesses to prove that they have a bank account registered in the United States, which will help business to acquire the payment of their transactions that will be done in the United States.

For this, if the company has an agent in the United States the company can have an account easily. But, if the company doesn’t have any reach in the country. There are companies like Merchant Stronghold. In the United States, we can help businesses to set a merchant account.

While starting the business process in the United States or any other foreign country. Business should have a good amount of customer base. This will be worth enough for the business to cop up with the costing of doing business internationally.

Merchant Stronghold Guide To Become E-commerce Merchant

Basic Requirements to Become E-commerce Merchant – Merchant Stronghold:

You need to treat your online store as your offline business store. You need to keep the inventory updated as well as make sure that you have a good payment gateway to accept online payments. Having a multi-currency payment gateway will help you get more traffic than others. To understand the Multi-currency payment processing you can visit us at merchantstronghold.com or contact Merchant Stronghold Support.

First of all, you need to understand the basic requirements to start selling online or to become an E-commerce Merchant. In case you are wondering what are these basic requirements then keep reading.

Step 1 – Select and Define Your Niche:

First of all, you need to decide what you want to sell or define your niche. This could be the most crucial part of your business as it is requiring a lot of research in your area of interest. It is not mandatory to sell the product online, you can affiliate them too. If you decide to affiliate the products then it will cost you almost nothing as you are not selling them. In case of affiliation, you are just marketing or showcasing the products on your website and getting paid when customers purchased the products using your link.

Step 2 – Select Your Platform to Sell Online:

Step 3 – Maintain the Inventory:

Step 4 – Manage orders and shipping:

Step 5 – Use Payment Gateway:

FAQs – Merchant Stronghold

• How to launch an online store?
• How to start an Online business with no money?
• Issues while starting an e-commerce business from scratch
• How to sell on Shopify?
• How to set up an E-commerce business?
• Tips to learn an e-commerce business
• How to start an e-commerce business?
• How to start an e-commerce clothing business?

If you also have these queries or issues in your mind then contact Merchant Stronghold Support for the assistance. One of our executives will help you fix the issues with your Merchant account or e-commerce store. We will also help you fix the issues related to the payment gateway you are using. Also, provide you with other Merchant account services. In case you want to purchase a Merchant Account for your online business then visit us at app.merchantstronghold.com for further information. Merchant Stronghold Support team will further assist you with the all the proceedings.

Start Collecting Credit Card Payment in UK & Europe

Collecting payments through cards has grown as one of the essential parts of the business. As today people prefer to pay through their cards that are, purchasing product or services through their account directly.

For this, the businesses who are practicing the traditional way of business are rapidly changing their working or the start-up businesses who want to have a credit card payment accepting merchant account, needs to deal with a lot of paperwork for the approval of a merchant account that is specially dedicated to collect payments through cards.

Here we are going to discuss the merchant account requirements in the UK, Ireland and other 26 European countries. For a merchant account to be initiated for collecting card payments the businesses need to have the following documents to file applications:

The above were the perquisites that will act as the deciding factor whether the applicant is eligible to apply for the merchant account. Now, for filing the application in the bank these are the other documentation required to be submitted to the bank:

• Applicant profile: The applicant needs to submit its profile containing Applicant’s name, address, phone number, email address, business web address (if any), Business ID and additional knowledge about the applicant if any. This will help the applicant to prove that he/she is a resident of European countries and eligible to do business in the country.
• The article of Incorporation: This is a kind of silenced that will help the applicant to prove that the business is running incorporation and eligible for selling products in all European countries.
• Personal banking statements: These statements will help the applicant to prove the financial strength of the applicant as the merchant account risk management asks for this type of security proof.
• Business banking Statements: If you need the high-risk merchant account in European countries for your existing business then you will need to provide business bank statements to show them how strong is the financial profile of your business that will help you to get the high monthly volume on the merchant account.
• Personal guarantee: This is required when the business is from the category of high-risk industry or the volume of the business is higher, needs to provide a guarantee that can act as a security for three transactions.

If the business has used the card accepting services before they need to provide the previous 3-6 months year old transaction details that will help the bank to get the estimation of the business’ transaction and risk volume.