Get US Payment Gateways for Transportation Services

Hardest thing is finding a merchant service provider who deals with focused services such as car, bus and taxi. These are direct services related to transportation. Direct services are those which help customers to choose from a range of things without third party involvement. It could allow customers to book a taxi in near area with the help of a mobile application or E-commerce website. The application can complete transaction on the spot using Merchant Stronghold’s us payment gateways. It will be quick, simple and clean

Payment brands use codes to classify businesses by the type of goods and services. Payment gateway providers use these codes to inform their clients which category a business belongs to. A good example of these codes is MCCs 4000–4799 (Transportation Services). All the numbers between MCC 4000 to 4799 are transportation services such as passenger railways, bus lines, air lines, marine services, courier services, and more.

Merchant Stronghold provides flexible payment gateways for all transportation services. We offer multiple payment options and new features for your customers. Our transportation payment gateways bring innovation to your business type. You get fast support and services. Some of our features include:

• Secure multiple payment options
• High protection for cardholders and merchants
• Future support for mobile payments and EMV

Our payment gateways for your Transportation services can improve business-efficiency and enhance customer experience. You can achieve your goal of a successful business with the help of Merchant Stronghold.

Your first priority is to offer speedy payment system to customers. A flexible and fast payment system makes it easy for merchants to sell. You may be thinking that there are many other merchant services providers so why choose us? First you have to understand few basic things about payment systems.

What is the main building block for online payment application? The very first thing is to keep PCI compliance in consideration and create a system that doesn’t cause problems for you or your customers. A number of things can be done to achieve this goal including:

• High security as per international standards
• Secure Storing information for repeat or recurring charges
• Complete control of design and user experience
• Monthly or weekly sale analysis
• Multiple payment options integration–and Scalability

There are other things such as currency support, fees, local payment options, disbursement, and others. These things may vary person to person, but above 5 things are building blocks of a system.

Get more information visit website – https://www.merchantstronghold.com/

Match List of Merchant Account - Merchant Stronghold

It is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high risk accounts or excessive chargebacks [www.chargebacksecurity.com] and/or terminated for violation of agreement are put on the list and prevented from opening an account with a different credit card processor.

MATCH LIST: Why merchants could be put on it

• Excessive Refunds and Declines
• Violation of Terms of Merchant Agreement
• Illegal Product or Advertisement
• Adult or Porn or Escort Endorsement
• Merchant Collusion
• Fraud
• Excessive Chargebacks
• Money Laundering
• Terrorist Activity
• Wrong MCC code Service/Product

By far the most common reason for termination amongst Trial Continuity and Subscription Type of Business, The merchant deposited sales that were not authorized by cardholders; most typically in a card not present environment with recurring charges.

Why Put the Merchant on the Match List?

Merchant’s Merchant Acquiring Bank. In order to get off the MATCH list, the acquire who put you on it is the only one who can remove you. Merchants are placed on this list because they were found to have violated their credit card processing agreement at some time. Due this breach, these merchants had been terminated from being allowed to have a merchant account. The master match list is used as a screening tool by other credit card processing companies to see whether or not a business is suitable for a merchant account. Being on this list raises a red flag to merchant processing companies that this company applying for the account may be a high risk.

It is not impossible to get a merchant account if you’re on the MATCH list. Please contact Merchant Stronghold at 1-888-622-6875 and we can find out if you’re eligible for a merchant account and how to help you get off the TMF / Match List. Get more information visit website - https://www.merchantstronghold.com/

How to Integrate Payment Gateway on your Online eCommerce Store

A Secure Payment Gateway can be integrated on eCommerce Store allowing the business to accept credit cards payments for their businesses. It’s used to encrypt sensitive information to ensure that the information is secure between merchant and customer.

These payment gateways come with tools to detect frauds before sending it to the processor. There are a number of other tools such as Velocity Pattern Analysis, Black list lookup, Computer finger print, Delivery address verification, Geo location, Basic AVS, and Identity Morphing detection. Payment gateway has to be acquired by the merchant and integration will be done by Merchant Stronghold. Different type of payment Gateways exist, their basic working principal could be found below.

How Payment Gateways work?

It may sound difficult to some merchants, but the entire process is simple. There is a step by step processes of how payment gateways processing transactions –

• When a customer purchases a product from your Adult Book Store, it’s sent to web service in an encrypted format. The encryption is done with the help of SSL (Secure Socket Layer).
• All the transaction information sent to the concerned Payment gateway.
• Payment gateway then sends this information to merchant’s acquiring bank.
• The acquiring bank then sends this information to issuing bank. Customer’s credit card belongs to issuing bank so the transaction will be approved by them.
• Issuing bank sends a message back to Payment gateway. This message will have information about whether the requested transaction was approved or decline. If there is declination then reason is also sent to the gateway.
• Gateway sends response to the merchant’s server.
• When the response reaches server, it is encrypted again and sent to the customer. This will inform customer whether the transaction was successful or not. If order is placed then customer is informed about it.
• This entire process takes not more than 5 seconds. At the end of day or as per policy, acquiring bank deposit the amount in merchant’s account. If it takes more than 5 seconds to complete whole process then payment gateway is not good enough.

Why you need a payment Gateway?
If you are running an Adult Book Store then payment Gateway is the first thing you need. You can’t receive online payment without a gateway. It is the main building block that acts as a bridge between banks, and authorizes payment for Businesses. You can also call it a physical Point of sale terminal that is located in your store. It encrypts sensitive information such as card number, name, and address to ensure that information is secure between customers and merchants.