Accept Credit Card Payments for Wine & Alcohol Stores

At Merchant Stronghold, our group of Installment, Preparing and Processing Specialists can coordinate your lager, wine, and alcohol store with one of our numerous cooperating banks who spend significant time in High-Risk Merchant Accounts.

MCC 5961/5330 - [MOTO/INTERNET]

PROCESSING OPTIONS FOR BEER, WINE AND LIQUOR MERCHANTS

• (POS) Terminals or Phone Swipes
• Virtual Terminal or Online Payment Gateway
• Mobile Card Processing on Smart Phone or Tablet

Website Requirements: Website should include clear Terms and conditions which clearly say that the customer is over the age of 18 years and per the law.

Documents required

• Article of incorporation
• Bank Letter or Void Check
• D/L (Driving License)
• 2 years of audited Financials or tax returns of Business
• 6 months Processing Statements

Merchant Account for Liquor Stores

Description: Because of the way of the business, numerous acquiring banks consider Beer wine and alcohol stores to be high-risk Merchant. A basic tablet-based point-of-sale system is usually the cheapest and easiest option for most single-register locations, but more complex solutions are required for high-risk and online liquor sales. Alcohol sellers that are considered high risk may require a merchant account through a credit card processor that specializes in placing high-risk businesses. Online liquor sellers will need to look for a provider that offers high risk and offshore merchant accounts as well as robust e-commerce solutions. In short, if you’re a liquor store owner, you may have a few unexpected hurdles to clear before you can accept credit cards from your customers.

If you are searching Payment Gateway & Merchant Account Services Provider. Merchant Stronghold provides reliable High-Low-Risk Merchant Account, Online Payment Gateway, Credit Card Processing, POS System Services Provider. To know more information - Payment Gateway Services Provider.

Online Payment Gateway for E-commerce Businesses

The response for "how to get the entrance of online payment gateway and accept Visa, MasterCard, American Express and Discover" in basic words is, the business needs to set up a Merchant Account. Be that as it may, this doesn't just only solution as Merchant Account, is only the service that is given by the banks that will help to accept the electronic mode of payment. Businesses can choose between the elaborate array of collections banks from across the world have ACH, Check Processing, Credit Card Acceptance, Point of Sale System, etc.

The choice of services sometimes creates a lot of confusion for business owners to choose the perfect services according to their business type and what are the exact requirements for the application of the Merchant Account. For the ease of business owners Merchant Stronghold, with their industrial experiences can help them to choose from the perfect option according to their business. For the application of Merchant Account, the business owners need few of the basic documents:

• Articles of Incorporation of the business, Tax documents etc., Fictitious filings etc.
• A letter that is specified with the details and nature of the business, Fulfillment Agreements, DBAs etc.
• Address and ID proof of the owner(s). If the physical address of the business exists the proof of that also needs to be attached with the application. Utility Bill and Passport recommended.
• Personal and/or Business Bank Statements, Tax returns are important. This provides financial strength and stability to the business.

Merchant Stronghold can help businesses to establish the Merchant Account and provide a gateway terminal to accept payments across the world. One thing that comes while collecting the payment of through electronic methods is the customers have the right to dispute the transaction if they are not satisfied with the merchant’s service they directly contact to the bank for the amount that the customer paid for the product or service that leads to Chargeback. Merchant Stronghold will help businesses to fight such situations with all the legal documentation about which businesses many times are unaware.

Merchant Stronghold works with all kind of business, retail to high risk. Nutraceutical Trial, Continuity Subscription, Credit Repair, Debt Relief, Adult Porn Subscription and Tech Support. Start your eCommerce business with Stronghold today!

Credit Card Processing for Document Preparation Services Business

The best credit card processor for your business is one that comprehends, accepts and acknowledges Document Preparation Services Business [MCC 7276]. It's critical to be set up with the Correct Acquiring Bank to Underwrite such business and issue Document Preparation Services a payment gateway. Merchant Stronghold works with businesses, learn in their requirements and suitable credit card processor will also be budget friendly and won’t enforce restrictions just because your organization is small. Here are some of our credit card processing benefits:

Online Virtual Terminal and API Technology

It is an easy online solution that is used worldwide. It doesn’t ask you to pay a setup fee, you can start processing right away. There are multiple checkout systems that you can integrate into your document preparation service website. It is packed with features and options that can be tailored to suit your business. Stronghold offers the flexible credit card for all type of business with high and low sales. We have a budget-friendly price and is best suited for document preparation services. It is designed especially for startups and small-scale businesses. We also offer additional services like multi-currency account, extend credit to customers, and 24 hours support.

Secure Credit Card Processing for MCC 7276

It is one of the fast and easy ways to accept credit cards offering credit card processing gateways and related services. If you operate in either retail, mail order, e-commerce, or telephone order, Merchant Stronghold is a suitable solution for your business.

Merchant Stronghold: Our methodology

To offer the best credit card solution, we start by asking questions from business owners about their previous experience. We also ask what business they like and dislike and whether they will recommend to others.

We create a list of options that will be suitable for your document preparation services. We also look closely at reputable similar businesses to find what they are using. When research is completed, Stronghold is able to provide the best possible credit card solution. Accept Payment Anytime, Anywhere.

MasterCard Chargeback Rules: Few Issues for High-Risk Merchant

Chargebacks present a disappointing issue to merchants. Banks and merchants alike should know these MasterCard chargeback principles and rules all around to forestall fines, adversities, and potential negative results from MasterCard.

Rule #1: What Is a Chargeback, According to MasterCard?

MasterCard chargeback rules for banks and merchants

As by the latest MasterCard chargeback Guide, this real MasterCard organization characterizes a chargeback as a “system in which a guarantor charges all or part of the measure of a trade exchange back to the acquirer as per MasterCard controls.” The cardholder then gets a credit in their account for the charged sum.

A chargeback procedure starts when a cardholder contacts their guarantor around an exchange and contends that it is invalid. Now and again, the cardholder can likewise question an exchange. The backer will then give back the exchange to the bank.

Rule #2: The Chargeback Timeline

A standout amongst the most critical MasterCard chargeback rules traders need to know is to what extent they need to question a chargeback. MasterCard has specific necessities around chargeback courses of events, and every reason code has unmistakable controls. In that capacity, it’s vital for dealers to have the capacity to rapidly and proficiently react to charge debate, paying little respect to the cause.

Rule #3: Bank Reporting Requirements

MasterCard has a system set up intended to help banks screen the vendors who utilize their administrations. This is known as the Excessive Chargeback Program, and it sets tenets and controls for observing traders’ chargeback exhibitions. Banks are required to report back to MasterCard on the off chance that they presume that a dealer has come to or surpassed their chargeback limit for any given month.

Rule #4: How MasterCard Monitors Merchants

The proportion of the number of chargebacks to date-book month is somewhat entangled, which is the reason MasterCard has assigned the best possible approach to figure what’s worthy. The chargeback-to-exchange proportion alludes to the number of chargebacks the bank gets in one month, separated by the number of exchanges the dealer handled in the past date-book month. The last figure ascertained is regarding “premise focuses.” For instance, if an organization has a chargeback-to-exchange proportion of 1 percent, the organization has 100 premise focuses.

DO YOU NEED HELP?

Teaching yourself about card guarantor and processor arrangements can just take you in this way. Particularly in case, you’re encountering a higher recurrence of chargebacks than at any other time. Components like MasterCard reason codes can introduce more disarray than determination. Particularly in case, you’re managing the issue of benevolent misrepresentation. 

You can solve your Chargebacks Problems with Merchant Stronghold. 

How to Reduce Chargeback in Trial Continuity Membership Business?

Minimize Chargeback - Trial & Continuity

In the event that your organization is having an issue with trial Continuity chargebacks, there are a few ways you can approach the issue to minimize chargebacks.

Keep up clear strategies: When offering an administration or item normally fixing to trial continuity, ensure that the terms of your trial continuity understanding are clear. This incorporates expressing the period over which the exchanges will happen, what charging dates and sums that will be charged to the client, how to wipe out a membership, and any limited time data connected to the exchange. Try not to cover this data in a long authoritative archive – it ought to be on the purchase page and the client must tap on a “consent to” checkbox. Also, the terms ought to be effortlessly available when they come back to the site and incorporated into all email correspondence alongside how to scratch off directions. 

Continuously attempt to impart this data in a reasonable and brief email to new clients and in an email 10 day before every time the client is charged. It additionally doesn’t hurt to tell clients that they ought to hold this data for their records.

Improve client administration: Customer administration is a central point in figuring out if or not a disappointed customer will start a chargeback. Keeping in mind the end goal to diminish the probability of this occurrence, ensure that you give simple and dependable approaches to clients to speak with your business group. 

Clients shouldn’t need to move their calendars around to get a once in a while accessible director or sit tight for long stretches to get an email reaction. Also, it’s basic that you prepare your staff in incredible client administration. Make it clear to them that when they give extraordinary administration they’re likewise supporting your organization’s picture and notoriety in the group.

Know your reason codes: It might appear glaringly evident that the purpose behind a chargeback on a trial continuity is regularly the client’s inability to wipe out a continuous membership. Let’s get straight to the point – there is no reason code for this. Or maybe, despondent clients may guarantee an alternate reason keeping in mind the end goal to record a chargeback.

Touch Sign up and get more information for Minimize Chargeback.

Online Payment Gateway Services for your Travel Agency

Are you looking to expand your travel agency by integrating an online payment gateway? Look no further because Merchant Stronghold offers high/low-risk merchant accounts that accept multiple cards. If you are running an online travel agency where you accept credit card payments, you would want a payment gateway. It used to be easier to set up a payment gateway but now there are so many online payment gateway providers available that it can get confusing choosing the right one for your business. We give business peace of mind by providing high security, quality support, at affordable rates. Any issues regarding the payment method will be handled professionally.

Your customers will be able to make transactions and purchases just by sitting at home. A secure platform with the latest technology will be integrated into your website much faster than you would expect.

Rates and easy installation

Our rates are different than other companies, we believe in clear and transparent policies so that merchants can do business while we handle their online merchant account issues. Our system is unique, we review many things before deciding how much to charge. Our professional team sits down and review customized plans for travel businesses.

Agencies who have a travel business are, always at risk because credit card companies don’t want to invest in them. They are expensive for banks and their business usually don’t run for long. But with multiple payment methods, you will give options to customers and they will be able to purchase your products easily. A separate merchant account will have a virtual terminal with options such as android and apple device payment method. Customers will be able to pay via credit card with the touch of a button.

Merchant Stronghold

We have made it possible for travel businesses to enjoy the twenty-first century’s technology. There are many companies like ours, but we are the only one that provides customized plans so that merchants can offer better payment options to clients. Contact us and start accepting MasterCard, Visa, and American Express today!

Open A Merchant Account for your Pharmacy Retail Store

Pharmacies often operate in retail environments and normally serve patients from all backgrounds and societies, making them surprisingly confused cases from a payment processing point of view. Pharmacists need to consider methods for accepting all kinds of payments, including debit, credit, checks, cash, prepaid cards, and ACH transfers. They can likewise profit by giving multiple payment channels, incorporating into individual transactions and additionally billing via mail, phone, and web. Most merchant account providers can supply these services to pharmacists, but not all of them will do so within every pharmacist’s budget. 

Merchant Stronghold helps you for Merchant Account for pharmacy retail stores. We've put together the accompanying list of the best high/ low-risk Merchant Account for pharmacies. The companies on this list offer virtual terminals, point-of-sale systems, and other helpful tools for working your drug store. When you open a pharmacy retail store online, you have to offer quality customer service In order to remain strong in the market. As the numbers of web stores are increasing daily, it is also creating a demand for a more flexible merchant account. 

A merchant must use friendly website that offers quality products and flexible payment options. Online merchant accounts can help your pharmacy retail store meet the requirements for modern customers. With your personalized account, your business will be able to accept credit cards and debit cards. Here are some benefits of having a merchant account integrated within your retail store.

Increase Revenue

It is a fact that people prefer retail stores over malls and shops. The online platform has many advantages. It saves time and enables people to find what they are looking for. People not only search for quality products, but they also want to receive their products as quick as possible. Flexible payment methods make it easier for customers to order from online retail stores. A merchant account integrated with multiple payment options encourages customers to buy products online. Fast and convenient payment options mean more shoppers and more revenue.

Accept payments online

Your pharmacy retail store will be able to accept debit cards and credit cards from shoppers. Online payment, on the other hand, is quick and more secure, which is why it is preferred by shoppers and merchants. If your business is able to accept online payments, you can expect a significant increase in your money flow.

Secure payment gateway

One of the advantages of online payment system is that it protects personal information. It helps customers to make efficient and quick payment with less chance of exposing information to identity thieves.

Account management and reporting

By opening a merchant account you are not only helping your customers but also making business easy for yourself. Convenient and secure payment options will ensure that your online pharmacy retail store is moving towards success.

Online Merchant Services for your Retail Business

Retail Merchant Accounts are most appropriate for the business that requires transaction processing at the time of the sale and arranged under Card Present OnlineMerchant Services. Merchant Stronghold can set it for your business whenever. It is sometimes referred as CP or Card Present account, it fills in as the esa establishment for rate structure. Retail Merchant accounts require a brilliant, strong and quick process at the time of the sale.

Some Types of Retail Business

•Department Stores.

•Discount Stores.

•Supermarket.

•Warehouse Stores.

•Speciality Stores.

•E-Tailers. Etc

Retail Merchant Account 

It is obvious that having a credit card present when the transaction is being processed will reduce chances of fraud. But there are other variables as well that should be considered when going for a retail merchant account.

One example can be the Volume of Transaction and Average Ticket Size. Consider someone is selling jelly beans or any other product at a mall. The sale of this business will relatively be moderate having low average ticket size. If someone purchases a couple of dollars of beans, then there won’t be any big risk to the merchant.

Chargebacks and product returns will not be the concern of business owner. But if average ticket size increases, the risk of chargeback and product return will also increase. If the price of the product is high, means customers value the quality of the product. Retail Merchant account in this situation can save you because you will be safe from frauds and high risk. With the point of sale software by Merchant Stronghold, retailers will accept payments safely and securely.

Best Retail Online Merchant Services

Credit card acceptance is the major factor that can lift up your business. There is the wide range of payment solutions that merchants can choose from. We provide all the online merchant services that will help business owners succeed in their industry. Here are some of the benefits that most merchants can expect by using our services:

Customer Service: Quality Customer Support that is ready to look into your queries anytime

Set Up: Easy and Solid Set Up, Accept Payment 24/7

Daily Funding: Next Day Batch Settlement

Online Portal: Merchants can view their online activities and access dedicated platform that gathers information regarding business activities. 

Merchant Technology: Technical Help so that merchants are able to handle difficult equipment flexibly. We make sure that merchants understand the concept of point of sale. One of the major points that we focus on is fast debt and credit card authorization. We are among the fastest and dependable network in this industry.

How to open Instant Approval Merchant Account for Small Businesses?

Small Business Needs A Merchant Account

The simplest route for small businesses to accept credit card is by means of Instant Approval Merchant Account. A merchant who needs to grow a business to reach a wide audience requires a payment gateway. Instant Approval Merchant account has tools that can accept any type of card by means of a virtual terminal. Any business can integrate more than one payment methods on their online electronic commerce webpage. When a merchant provider is done setting up the account, accepting credit cards becomes easier for business owners.

You need a merchant account to succeed if you are a small business. Providing multiple payment options to your customers has proven to increases sale and offer a lot more opportunities for a Small Business. Small business credit card processing is all about the secure platform for the customers. One of the crucial steps for any business is choosing a merchant account provider. If you are running a mall then cash only approach may work, but according to research, companies may miss the sale because many customers want to do online shopping. According to the latest research by Javelin Strategy and Research, online payments methods have outplaced cash only approach.

Credit Card Acceptance: Accept Visa, MasterCard, American Express and Discover

These days only a few people carry cash, rests rely on credit cards. There are only four major card brands through, Visa, MasterCard, American Express and Discover. For a small business, credit card processing is incredibly important. According to a report by the market watch, 60 percent of the points of sale transactions rely on debit or credit cards. Many studies have pointed out that business owners who offer multiple payment methods are likely to succeed. By providing multiple payment methods, a company is likely to attract a large number of customers from around the globe. Credit card payment makes purchase process secure and easy for customers, and it also helps business to keep the record of sales.

MERCHANT STRONGHOLD IS THE RIGHT CHOICE

Merchant Stronghold speaks with every small business owner to explain them everything, we also guide them to handle their merchant account. There is a variety of choices offered to merchants to make it simple and secure for their customers. Merchants can access their account via mobile and other platforms. Merchants also get 24/7 customer support to keep the business running smoothly. We use the latest technology to ensure merchants are happy and their business is safe from frauds. You can contact us and we will help drive your business to new heights. Merchant Stronghold is the best way Instant Approval Merchant Account for your Small Businesses.

Online Payment Gateway for your Direct Marketing System

What is Direct Marketing?

Direct marketing is a promotional technique that includes introducing information about your company, product, or service to your target customer without the use of a promoting go-between. It is focused on the type of marketing that presents information of potential interest to a customer that has been determined to be an imaginable purchaser.

Efficient Front-end Systems and Credit Card Processing Gateway to integrate with Stronghold’s gateway API and be able to provide instant successful transactions are important, especially for a Direct marketing System. Stronghold’s credit card processing gateway not only accepts payment but also compiles reports so that merchants can keep records of transactions. Many companies these days promise to deliver these efficient systems, but most of them focus on providing fancy systems rather than better security. Merchant stronghold on the other hand not only have the most secure and solid gateways available but also close all loopholes that can harm the payment system of your direct marketing business.

Rather than using physical terminals, your customers can use secure online gateways for making transactions. There are many advantages; business gets daily batch reports, multi-batch reports, decline reasons, successful transactions, refunds, sorting last 30 days transactions, and much more. All these can be done using your personal or business computer. The Gateway also captures the IP Address and reports it in the system using the I Spy Fraud Technology.

Online Payment Gateway

Our virtual gateways can make credit card processing money saving, which means your business pay less amount to process transactions. Merchant stronghold makes sure that every transaction is secure. In order to provide better direct marketing gateways, we have set ourselves apart from our competition. We offer services that are tailored to your business – A glimpse of our methods:

SAFE AND SECURE PROCESSING

All the credit card processing transactions go through multiple secure servers means no data is stored on your business computer. This makes direct marketing processing safe and secure.

CUSTOMER SUPPORT

The first thing that any business should focus on is better customer support. Our team is available to help you deal with any payment issue. You can contact us and discuss issues and we will resolve timely so that your direct marketing business thrives.

ECHECKS

The gateway allows you to accept e-checks too! Accept Credit Cards and e-Checks in the same Gateway.

FLEXIBLE SETTLEMENT TIMES

The business can customize or set a certain time for the transactions to batch out and send out for settlement.

MULTIPLE USER ACCESS

Our direct marketing credit card processing gateways give users multiple options. Your customers get email receipts at the time of processing. This ensures that the transaction is authentic and quick. All the records are available for future references.

HOW TO SIGN UP FOR GETTING YOUR MERCHANT ACCOUNT?

So, it is quick and easy! Start an online application or call one of our merchant specialists will walk you through the process. We offer various services and based on your requirement, we will provide a payment solution that will best suit your direct marketing business.

Merchant Service Provider for Courier Business - Merchant Stronghold

If You're looking for best, easy and reliable Merchant Service provider for MCC 4215 (Courier Services –Air and Ground). Merchant Stronghold can help you with this. MSH knows exactly what you are looking for. You know that Courier Business is not new and it's been there for hundreds of years. At first, it was simpler, but modern methods have changed it completely. Not long ago, delivery or courier services had to do transactions in the office; waiting for checks to clear and taking payments was a bigger task than delivering products.

Merchant Stronghold is making business simpler for courier services all over the globe. Using mobile, secure and reliable payment gateways, businesses don't need to stress over lengthy payment processes anymore. Mobile, Secure and Reliable Merchant Services provider for MCC 4215 – Courier Services. Using Merchant Stronghold's credit card processing services.

Courier services business can accept credit cards at the time of delivery or/and even before delivering the product and/or services. We offer the mobile solution with the goal that customers can do transactions by means of their cell phones. Virtual Terminal is provided given to businesses so they can even host the gateway on their website. If businesses have customers who call in or want to make the purchase of emails; Transactions can be made via Merchant Stronghold’s gateway. Our applications are focused on secure processing with low fees. Our services include:

● Lowest Set up fee is the industry

● Interchange plus 2.95% rates

● Monthly fees are negligible

● Daily Funds Settlement

● No Additional hardware necessary

You don’t have to sign up for a custom merchant account, every account is as per the clients. Therefore, you will get multiple benefits such a mobile app support, flat transaction fees for credit cards and debit cards, and much more. Our accounts are scalable, you can add multiple accounts to a single account. Each individual working on your E-commerce site will own an account linked to the main account.

Why us?

We are a “business-centered” services provider that specializes in customized merchant accounts. Every business has unique requirements, not all courier services are the same. We listen to client’s requirement and delivery merchant services that push the business towards success.

Merchant Stronghold can assist all type of businesses, we integrating new methods in our old system, & design everything from the scratch. We welcome businesses under MCC 4215 (Courier Services –Air and Ground) to new and interesting opportunities.

So, get going| Merchant Service for your courier business,  sign up – Merchant Stronghold

Merchant Credit Card Processing for Gifts & Novelty Stores

This industry соmрriѕеѕ foundation рrimаrilу еngаgеd in rеtаiling new giftѕ, curiosity mеrсhаndiѕе, souvenirs, greeting cards, ѕеаѕоnаl аnd hоlidау decorations, and сuriоѕ. These еѕtаbliѕhmеntѕ mау аlѕо rеtаil ѕtаtiоnеrу for which POS MCC5947 is required.

Example of Activities: Art craft, retail Bаllооn ѕhорѕ, retail Cаrvingѕ аnd аrt craft, rеtаil Ceramics, hаndiсrаft, rеtаil Cеrаmiсѕ, retail Curio ѕhорѕ, retail Dесоrаtiоnѕ, ѕеаѕоnаl аnd holiday, rеtаil Dutу frее ѕhорѕ, giftѕ Gift ѕhорѕ, rеtаil Gift wrap ѕuррliеѕ, rеtаil Gifts, nоvеltiеѕ аnd ѕоuvеnirѕ, rеtаil Greeting card shops, rеtаil Hаndiсrаft, retail Joke ѕhорѕ Nоvеltу mеrсhаndiѕе, rеtаil Sоuvеnirѕ.

Gift shop аnd grееting саrd stores аrе bоth сlаѕѕifiеd undеr thе ѕаmе census hеаding аѕ gift ѕtоrе, nоvеltу ѕhор аnd souvenir shops. Thеу are оftеn lосаtеd tоgеthеr with gift shops ѕеlling grееting саrdѕ and vice vеrѕа.

But, both induѕtriеѕ аrе рорulаr and vеrу рrоfitаblе buѕinеѕѕеѕ in their оwn right. The gift ѕhор induѕtrу bеgаn as a ѕmаll induѕtrу with stores in аirроrtѕ аnd tourist аrеаѕ but hаѕ has grown intо a multimilliоn dоllаr buѕinеѕѕ. Owning a gift shop can bе a busy, еxсiting jоb саlling fоr entrepreneurial knоwlеdgе аnd ѕkillѕ in finаnсiаl, inventory, human rеѕоurсе mаnаgеmеnt аnd marketing аrеаѕ.

Ownеrѕ are learning thаt ѕtоrе loyalty is a luxury of thе раѕt. Nоw ѕtоrеѕ muѕt bе uniԛuе аnd diffеrеnt from еасh оthеr tо аttrасt аnd kеер сuѕtоmеrѕ.

Why need POS for the Gift Shop

GiftLogic is the ideal Gift Shop Point of Sale Software solution. Bundling a great and precise reporting and inventory management system with a simple to utilize register; GiftLogic is the entire POS for the greater part of your Gift Shop needs.

Why GiftLogic? 

Precise and up to the moment writing about inventory, customer following, and sales analysis reports will enhance effectiveness and increment revenue. GiftLogic's POS software effortlessness and usability give you more opportunity to dedicate to developing your business and spotlight on your customers.

How to Choose your two -card Westpac, American Express Credit Card?

While Westpac never again issues its own American Express cards, another organization with AMEX – whereby American Express issues and administrations cards bearing a Westpac logo – gives spenders another approach to continue gaining long-standing customer points at higher rates than through a Visa or Mastercard alone.

The new approach gives you three decisions to make amid the application procedure: which reliability program to take (Altitude Rewards or Altitude Qantas), regardless of whether you'd like a Platinum Visa or a Black Mastercard (issued and serviced by Westpac), and whether you'd prefer a Platinum or Black AMEX issued and serviced by American Express.   

You can even blend and match – so in the event that you, for the most part, intend to spend on AMEX to acquire the most elevated number of points, you might pair the American Express Westpac Altitude Black Card with the Westpac Altitude Platinum Visa, to minimize your annual fees while maximizing your AMEX points.

Choosing Rewards Program

Get things off by assigning your preference for either Altitude Qantas – where every one of the points you gain is automatically transferred to Qantas Frequent Flyer every month – or Altitude Rewards, from which points can be changed over to programs like Velocity, KrisFlyer, and Asia Miles. 

Importantly, the alternative picked here applies to both your cards, so while you can combine a Platinum Visa with a Black AMEX, you can't have Altitude Qantas appended to one card and Altitude Rewards to the other, so pick wisely.

Westpac Visa/Mastercard

The hardest decision here is which reliability program to take – once you have that arranged, the rest is more clear – so, at this progression, it's a decision between the Altitude Black Mastercard and the Altitude Platinum Visa, both issued and serviced by Westpac.

Choose American Express Westpac card 

At last, your decision between the AMEX Westpac Altitude Black Card and the AMEX Westpac Altitude Platinum Card, both issued and serviced by American Express.

Keep in mind, you don't have to pick a similar card 'same color' as your Visa or Mastercard – you can combine a Platinum Visa with the Black AMEX, or the Black Mastercard with a Platinum AMEX.

 

Simply take note of that in spite of the fact that the reliability points you gain will be joined with your other card, the American Express card itself is a separate product, with its own online banking, card statements, yearly charge, credit limit and capability rules.

MasterCard is Bringing New Cards with Fingerprint Sensors & Eye Scanning Features

Mastercard is holding converses with banks in the U.K. about offering biometric payment cards to market.

The Mastercard firm has been testing cards with inbuilt fingerprint scanners, which are utilized to check customers' identities.

This is expected to replace the use of passwords and accelerate the process of making payments online and contactless transactions in-store.

A representative for the organization affirmed to CNBC on Monday that it was talking with banks about launching the biometric cards.

"The utilization of passwords to authenticate somebody is woefully outdated, with consumers forgetting them and retailers facing abandoned shopping baskets," said Ajay Bhalla, leader of global enterprise risk and security at Mastercard.

"In payments technology, this is something we're surrounding as we move from cash to card, secret key to the thumbprint, and past to creative advances, for example, computerized reasoning. It's far less demanding to verify with a thumbprint or a selfie, and it's more secure as well."

The push toward biometrics echoes a more change occurring in the payments industry at this moment. In January, the European Union implemented the Second Payment Services Directive (PSD2), a regulation aimed at speeding up transactions and giving third-party firms access to banks' customer information so that they can build better products.

Under the new guidelines, customers are required to affirm their identity every five times after they have made a contactless payment. Mastercard said the biometric tech is at present being trialed in South Africa. Visa — Mastercard's main rival — is likewise trying biometric cards in Cyprus.

PSD2 has put banks and major money financial services providers under extreme strain to enhance their digital capacity and open up their information to outside developers. Banks are treasure troves with regards to financial data, compiling immense amounts on a regular basis.

Moving towards biometric types of payment like fingerprint sensors and eye-scanning tech — TSB, for example, said last year it wants to be the primary European bank to roll out iris authentication — to make payments less complex is likewise anticipated that would enhance money related security and handle extortion.

Some Most Reliable Online Payment Gateways

The world is in a process of digitization. Relatively every business has an online space to have its customers multiplied by expanding its reach. All things considered, numerous organizations have joined hands with a few payment gateways that are vigorous, adaptable and guarantees security to its customers.

Joining hands with the correct payment gateways helps the business to spread their span and to approach customers from across the borders. This additionally decreases the risk of payment failures and furthermore assure them for a more secure and responsive payment processing.

Here are payment gateways, that give you the best security features:

Globepanda Payment Gateway

Globepanda payment gateway is outstanding for its solid and powerful fraud and risks recognizable proof system which has different security features including the check of the card number in the negative database. It additionally checks the IP address from which the payments have been proficient.

There is day by day audits to keep up security certification and this has earned us the Standard of compliance certificate which makes it a dependable and reliable organization. Hailing transactions which are high-risk and might be false don't experience therefore making secure both the merchant and customer data is constantly ensured.

Amazon Pay Payment Gateway

Users have built a trust in Amazon since their shopping background with Amazon has never been frustrating. Utilizing Amazon Pay, this web-based shopping website has offered other online merchants additionally to pick up the comparable trust of the customers.

The Transaction is secured by the Amazon A-to-z Guarantee and online merchants have the consolation of its advanced fraud protection and payment protection policy.

Telr Online Payment gateway

Telr is prime payment gateway and gives you a few brought unified APIs and tools that allow businesses to acknowledge and oversee online payments through the web, mobile and social media like Instagram, Facebook and increasingly and that too with incredible efficiency.

The payment gateway recently launched Telr Secure, making security a best need for ventures.

utilizing an arrangement of calculations and standards to distinguish any markers of the fraudulent transaction and immediately prevent them from happening.

Don't hesitate and perform Payment Gateway Integration right away, harness the true power of online payments and you will be more than impressed with how much this can benefit your business! More information for you can contact us - +1 (888)622-6875

Point-Of-Sale: How to choose your Small-Business Payment Processing Solution?

The point-of-sale system you choose can factor into whether your business develops or not.

Not very many retail organizations - even little ones- still utilize an old-school mechanical cash register. There is essentially an excessive number of simple-to-use digital solutions that will integrate accepting credit cards with some level of record-keeping.

The challenge for the small business owner, in any case, is that payment or point-of-sale (POS) system differ significantly in capacity and cost. There are extremely economical arrangements that take payments and ring up items based on the codes associated with their price tags. A small business owner could likewise pick a POS that tracks inventory over various areas and the internet.

Before picking a POS, you should choose what your necessities are currently and they might be going forward. You may know precisely what you need, or you may choose a system that can develop with you.

Know Your Necessities

Buying a system that can track inventory requires that you input things that you as of now have and new ones as they arrive. On the off chance that you know you're not going to do that, at that point you might not have any desire to spend the cash required to include that type of feature.

In addition, while having meandering sales representatives look at customers out from their smartphones may appeal to you, consider whether it bodes well for your business. Permitting that type of transaction may enable more theft (since it becomes difficult to know who has paid). It likewise has less sense in a business where customers often pay with cash.

Buying a POS is a major decision. Take as much time as is needed and test the same number of as you think you have to before choosing what's appropriate for you.

Merchant Stronghold Provide POS Software services

Verifone VX520 POS hаѕ аll these сараbilitiеѕ and much more. This mаkеѕ it an idеаl point of ѕаlе solution for your Small Business. With Verifone VX520 POS, itеmѕ саn quickly bе рut intо invеntоrу. Dеtаilѕ such аѕ the price (соѕt), dаtе rесеive, mаrk-uр, mаrgin, ԛuаntitу, and description аrе аll available fоr еасh itеm. When prospective buуеrѕ hаvе ԛuеѕtiоnѕ, any infоrmаtiоn that wаѕ there оn the itеm can be easily ассеѕѕ juѕt bу ѕсаnning the рrоduсt.

Cоmрlеtе rероrtѕ are available tо rеviеw invеntоrу lеvеlѕ, invеntоrу value, sales history. Or virtually any аѕресt оf inventory and ѕаlеѕ infоrmаtiоn that is available on thе ѕtоrе роint оf ѕаlе system. In a multi-store еnvirоnmеnt, each ѕtоrе location can have “livе-timе” ассеѕѕ tо invеntоrу information from store tо ѕtоrе. Buyers that аrе looking for a ѕресifiс itеm саn bе there, Whеn that item is рrеѕеnt аt оnе оf уоur other stores.

How to "High-Risk" Merchant Account Affect your Business?

So you've at long last chosen to begin your business. You have aligned the capital, the area, the strategy for success, and the investors. You've made the key intend to get X amount of revenue, for X amount of expenses, inside Y amount of time, which should produce Z amount of benefits.

"High-Risk" means to the Merchant Processor 

A few organizations will fall into the "high risk" class, as far as merchant account boarding, regardless of whether their credit score is strong, financials are incredible, and prospective operational history will be stellar. What's driving your high-risk status is that of the operational history of the contenders and predecessors inside your market. The history that different merchant processing organizations had with your rivals and predecessors in connection to chargebacks and other related fraud, lead them to label your association in different types of high hazard. This label will either require more documentation for endorsement, or it will be a programmed decay out of the door.

In this blog, I will talk about why certain merchants are considered as "high risk", how to anticipate if your business will fall into a high-risk category, and what types of fees (upfront, recurring, and required reserve accounts) may be required accordingly.

Considering High-Risk 

An assortment of merchants can be labeled high risk, here's a rundown of a portion of the general categories despite the fact that this is in no way, shape or form, some entire listings:

• Terminated Merchant File (TMF) is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list.
• Bail Bonds Business
• Debt Collection Business- Collection agencies
• Credit Repair 
• Online Dating/Escorts Business
• E-Cigarette
• Extended warranty
• Online Gaming Business
• Online pharmacy
• Telemarketing
• Travel Agencies

Higher Merchant Account Fees Expectations

If you are approved domestically for a merchant account, expect higher-than-market rates for your account. Likewise hope to pay higher month to month statement fees, higher transaction fees, and be required to keep a money save put aside. There's likewise the shot that no domestic merchant processing organization will approve your account, which at that point implies you need to search for an offshore solution. With offshore solutions, expect considerably higher rates and fees.

If you are Really "High-Risk" 

I've seen a few merchants get declined with one merchant processing organization because of a high-risk label, and get affirmed without the label from another organization. This is the reason it's occasionally great to work with a trusted, knowledgeable, payments professional that knows the market, knows the best stages and knows where to present your profile for approval.

What are the benefits of Point of Sale for Home-Based Businesses?

Working a home-based business can display its own offer of difficulties. All things considered, it’s still important for the owner to handle inventory management, sales, and announcing in a proficient way. Regardless of whether you offer things on the web or customer come to your home-based business to make purchases, you should have the capacity to ring up sales precisely and streamline whatever accurately procedures as could be expected under the circumstances.

Stock Management

Despite the sort of home-based business that you operate, it's imperative to stay aware of your Inventory. This is frequently a standout amongst the most noteworthy difficulties looked by numerous home-based business owners.

An online spreadsheet can just do as such much, however, a point of sale system designed particularly for home-based organizations introduces the chance to oversee stock rapidly and effectively. 

Home-based business owners can pick up understanding into which items sell best and which products may be expelled from stock. With a stock management include on a home-based business POS system, it's likewise feasible for entrepreneurs to decide when they have to reorder stock.

Choose the POS system for Home-Based Business

An assortment of factors should be considered in choosing a home-based business POS system. Each home-based business is unique, and many of the decisions related to the choice point of sale system for your home-based business will rely on the type of business that you work from your home.

By understanding the different abilities of a point of sale system, you will be better ready to settle on a more informed choice with respect to the best type of POS system to meet the needs of your home-based business.

Payment Processing Capabilities

Consider the types of payments that you should have the capacity to process in your home-based business. For example, do customers come to your home to products or online services? Do you offer products online and should have the capacity to acknowledge payments remotely?

Your POS system provides you the ability to acknowledge a wide range of kinds of payments, including debit cards, credit cards, cash, and checks. Moreover, you may wish to consider whether your POS system can acknowledge mobile payments. The ability to apply coupons and discounts can likewise end up being used as far as boosting sales and making customer steadfastness programs.

If you’re looking any kind of information about POS system. You’re in the right place. Merchant Stronghold is Providing POS Software services for different Businesses. Go to the website for Information. 

What is Online Payment Gateway Industry & How does it works?

In the event that you are associated with the Online Payment Gateway industry or expect to be, at that point this knowledge will give you extensive standpoint. It's imperative you stay up with the latest sectioned by Applications Micro and Small Enterprise, Large Enterprise This report considers the worldwide Online Payment Gateway showcase measure, industry status and conjecture, rivalry scene and development opportunity. This exploration report orders the worldwide Online Payment Gateway to advertise by organizations, locale, sort and end-utilize industry. 

These Companies are Providing Payment Gateway: PayPal, Stripe, Amazon Payments, Authorize.net, WorldPay, Adyen, CCBill, 2Checkout, FirstData, SecurePay, PayU, MOLPay, Paymill, GMO, Alipay, Tenpay, Ping++, Boleto Bancrio, CashU, OneCard, 

Wirecard, WebMoney, and Realex. The examination covers the current and Future market size of the Global Online Payment Gateway market and its development rates in light of 5-year history information. It additionally covers different sorts of division, for example, by geography [United States, Europe, China, Japan, Southeast Asia and India]. The market rivalry is continually becoming higher with the ascent in mechanical advancement and M&A activities in the industry. Additionally, numerous nearby and provincial merchants are putting forth particular application items for shifted end-customers. Based on characteristics, for example, organization diagram, late advancements, strategies adopted by the market leaders to ensure growth, sustainability, financial overview and recent developments.

Payment Gateway intеrасt with a shopping cart

Payment Gateways аnd ѕhоррing саrtѕ еntеr the trаnѕасtiоn cycle аt diffеrеnt ѕtаgеѕ. Shоррing саrtѕ еnаblе сuѕtоmеrѕ tо select itеmѕ fоr to buy аnd саlсulаtе thе tоtаl соѕt of the оrdеr, inсluding shipping and hаndling сhаrgеѕ аnd tаxеѕ if аррliсаblе. Onсе that iѕ dоnе and thе сuѕtоmеr рlасеѕ the оrdеr, thе customer iѕ tаkеn to the сhесk-оut where he оr she is asked tо рrоvidе thе рауmеnt infоrmаtiоn, which iѕ then соllесtеd аnd mаnаgеd by the gаtеwау. When they have entered their payment information of interest the payment gateway passage begins their activity and run and process their exchange behind the scene. 

Our role, аt Mеrсhаnt Strоnghоld, iѕ to hеlр оrgаnizаtiоnѕ thаt ассерt сrеdit card рауmеntѕ rеduсе thеir рауmеnt рrосеѕѕing costs by idеntifуing and correcting аrеаѕ of оvеrѕреnd. Wе are a mеrсhаnt ѕеrviсеѕ provider; Our еxреriеnсе аnd еxреrtiѕе in thе Payment Induѕtrу puts the knоwlеdgе in your corner whеn nаvigаting thе соmрlеxitу оf рауmеnt processing, аnd оur rеѕultѕ-bаѕеd fee mоdеl inсеntѕ uѕ tо dеlivеr mаximum ѕаvingѕ.

Merchant Payment Services for Cоѕmеtiс Stores

Cosmetic stores hаvе a lot оf сuѕtоmеrѕ whо соmе bасk frеԛuеntlу fоr a vаriеtу оf reasons. Mауbе thеу rаn оut of thеir fаvоritе mаkеuр, or they nееd to pick up an nеw hаir drуеr. Whatever thе саѕе mау bе, уоur buѕinеѕѕ iѕ complex аnd уоu nееd tо bаlаnсе your time effectively tо grow.

Onе thing thаt саn help уоu organize уоur business ѕо уоu can focus оn more imроrtаnt thingѕ is POS system fоr уоur соѕmеtiс stores. While аn еlесtrоniс cash drаwеr does its jоb, there iѕ so muсh mоrе you could bе getting frоm your rеgiѕtеr. Thingѕ like rероrting, dashboards, inventory mаnаgеmеnt, and purchase orders are еаѕу tо get from your Pоint оf Sаlе ѕуѕtеm, but hаrd or impossible tо gеt frоm a саѕh rеgiѕtеr.

Mеrсhаnt Stronghоld offers аll of thеѕе thingѕ аnd mоrе, fоr аn еxtrеmеlу low соѕt comparable tо a nice саѕh register. Our gоаl iѕ tо help уоu build уоur business bу giving уоu mоrе timе with customers and ѕреnding lеѕѕ dеаling with things likе rероrtѕ аnd accounting.

Orgаnizing and tracking invеntоrу for a cosmetics ѕtоrе is very сhаllеnging withоut a computerized саѕh rеgiѕtеr.Vеrifоnе VX520 роint of ѕаlе ѕуѕtеmѕ mаkеѕ it easy tо ѕеll items in packages аnd аlѕо control their еntirе invеntоrу. Our automated inventory trасking аnd рurсhаѕing offers imрrоvеd оrdеr ассurасу аnd ԛuiсk responses tо сuѕtоmеr trеndѕ.

Cоѕmеtiсѕ invеntоrу consists оf many ѕmаll itеmѕ ѕсаttеrеd throughout thе store thаt would be hаrd to kеер trасk оf. Our роint оf ѕаlе System iѕ hеrе tо help you out.

OUR POS FЕАTURЕЅ DЕЅIGNЕD FОR THЕ CОЅMЕTIСЅ INDUЅTRУ INСLUDЕ:

• Cоlоur Mаtrix аvаilаblе (е.g. for liрѕtiсk, nаil polish) tо create ONE рrоduсt with multiрlе “Colour” аttributеѕ
• Prоduсt ingrеdiеnt liѕt аvаilаblе tо ѕtоrе and print оn сuѕtоmеr receipts оr fоr rеviеw
• Cuѕtоmеr database tracks рurсhаѕеѕ support рrоduсt rесоmmеndаtiоnѕ.
• Pасkаgе sales аnd kitting аllоw ѕеlling рrоduсtѕ in thеmе bаѕkеtѕ.

Nоtе: Cоѕmеtiсѕ ѕhорѕ аrе expected to dо mоѕt оf thеir buѕinеѕѕ viа terminal if they nееd a рауmеnt gаtеwау оnlinе (соntасt Mеrсhаnt Strоnghоld tо knоw more about thiѕ)