High-Risk Merchant Account for Trial Continuity Businesses

Importance of Getting a Dedicated Trial Continuity Merchant Account or Payment Gateway
Due to the nature of trial continuity businesses, subscription merchants are generally considered high-risk merchants within the credit card processing industry. This is likely because of the higher frequency of credit chargebacks among the subscribers. That is why you trial based business can find it hard to open an appropriate merchant account using traditional credit card processors.

Luckily, there is a solution that trial continuity businesses can use that specifically caters for high-risk subscription merchants. For example, Merchant Stronghold can enable merchants in the trial based businesses to accept seamlessly accept credit cards and effectively grow their businesses. Partnering with us will lead offer your business a more efficient Payment Gateway, beneficial customer support and ultimately improve your sales.

How to Choose the Right Payment Gateway or Merchant Account

Reliability
One of the main considerations to keep in mind is reliability. The last thing any subscription merchants would want is to have their credit card processor to fail just after launching new products. In addition, reliability enables your business to maintain a regular cash flow, which is essential when running any business, especially a trial offer or continuity based one.

Trust
Besides having a reliable Payment Gateway, subscription merchants must also ensure that the merchant service provider is abiding by the rules and regulations. This is very important, particularly with the current increasing concerns of both the FTC as well as credit card firms. Working with a trusted provider like Merchant Stronghold can help you avoid legal problems that could easily bankrupt your business.

Dedicated Service
High volume subscription merchants stand to benefit a lot from partnering with a suitable Payment Gateway that is customized to their needs. By partnering with us, you get a trial continuity merchant account that is specially designed to cater for your business that ensures that you are not losing large chunks of your profit margins on each transaction.

Conclusion
Trial continuity businesses have been having a difficult time getting merchant accounts simply because they are considered as high risk. Many companies are forced to look for credit card processes overseas to continue running their business. Luckily, Merchant Stronghold offers a dedicated and customizable Payment Gateway for subscription merchant’s right here in the United States. Contact us today at www.merchantstronghold.com to see how we can help you secure your own subscription merchant account.

High Risk Merchant Services Provider for Consulting or Advice Business

A flexible payment system is among factors that decide success of a business. There are variety of solutions available that can protect business from frauds and make it secure.

Merchant stronghold offers you the control that your business needs to climb up. We provide reliable and secure architectures so that you get premium security and low fees. There are many payment solutions, you can choose from payment types that are much familiar to your users. It doesn’t matter whether your customers are in Europe, Canada, America, or United Kingdom. Our merchant services are capable of accepting payments from anywhere in the world.

BENEFITS OF OUR MERCHANT SERVICES

Payment Processing:

Your business can accept cards, securely and affordably. We believe that merchant services should be low cost, simple, and transparent. Merchant Stronghold provides these services with no hidden fees.

Point of Sale:

We have changed the way point of sale works. There are no additional costs, everything that you select comes with warranty, support, and upgrades. We can reduce operational cost and increase customer satisfaction.

Business Financing:

With a simple and reliable application, you can provide quality services to your clients. We offer most advance and compelling financing offers so that your business benefits you.

Business tools:

Best payment solution will be at your service. You can collect data and analyze it to gain more profit. Everything that a business needs to succeed is integrated in one portal.

Why you should select us?

• Modern technology and equipment
• 24/7 support service for merchants
• Low rates with premium service
• No hidden charges
• No harmful commitments

Merchant Stronghold believes that your consulting business can be directed towards right direction. We stand with merchants- so that they can enhance business with fair and honest practices. Business is not just about earning money, it is about making customers happy.

Our merchant services can deliver premium services not only to business owners but their customers as well. We don’t keep anything from our clients as we make sure that business owners are proud to offer credit card processing on their website.

MERCHANT STRONGHOLD SERVICES INCLUDE:

Credit and Debit card processing:

Some people use credit card for shopping and others use debit card, so having both the options will expand your domain.

Latest Technologies:

One of the most important points is to have technology efficient website to grow your business. We offer affordable solution that includes EMV chip card terminals and point of sale.

EMV Chip Card:

This technology can protect your business from possible frauds. Contact us and we will explain it in detail.

PCI DSS Security:

It is important for business to comply with PCI security standard. We can maintain it for your business.

How to Fight Credit Card Transaction Disputes?

When a brick-and-mortar business accepts credit or debit card payments for its products or services signature is collected from the customer and the customer is ordinarily physically present to present their card for payment. Having a signature is the merchant’s proof that the customer authorized payment, that the product or service was received and the customer was initially satisfied with their purchase. But, when an eCommerce business receives payment for an online order, cardholder verification, proof of delivery and customer satisfaction is more difficult because there has been no visual card examination or in-person customer contact with a written signature authorization. These are defined as card-not-present transactions.

Customers who use credit and debit cards to make online purchases have an advantage over other customers because they can contact the bank who issued their card and ask for their money back when they are unhappy with a purchase, without first contacting the merchant. There are a variety of reasons for transaction disputes and cardholders have 60 days in which to file a dispute.

As soon as a cardholder disputes a transaction, one of two things will happen: the issuing bank will make a retrieval request or initiate a chargeback.

A retrieval request is when an issuing bank contacts a merchant to obtain information about a transaction before initiating a formal chargeback case. This is an issuing bank’s first attempt to settle a dispute and can be accomplished via email or over the phone through a conference call with the customer and the merchant. During this process, the merchant is given an opportunity to explain why the transaction is valid.Unfortunately, the retrieval process is not often used because customers are reluctant to confront a merchant over the phone.

When issuing banks initiate chargebacks, five participants play a role in the resolution process:

merchant bank: The bank sponsoring a merchant account that gives a merchant the ability to accept credit and debit card payments.

Cardholder:A person issued a credit or debit card who has questioned the validity of a transaction to their issuing bank. This is ordinarily the customer who purchased products or services online.

Issuing Bank: The bank, from whom the credit or debit card used in a transaction was obtained, who initiates chargeback cases and requests provisional credits from merchant banks.

Merchant: The online business from whom a purchase was made by a cardholder.

Payment Processor: A company chosen by a merchant to handle their credit and debit card transactions.

Successfully fighting a chargeback demands knowledge of the rules and regulations set out by card brands, banks, and payment processors, plus chargeback reason codes. Each card brand has their own chargeback reason codes, which define the general justification a customer has for filing a chargeback and helps merchants know what documentation is required to validate transactions.

5 Easy ways to setup Your online High Risk Business

Choose the Right Domain

Choosing the correct domain name is extremely necessary. It’s ideal if your domain name coordinates your business name or your brand so it’s simple for your benefactors and potential customers to discover your website. Once you choose a web site name and have the web site up and running, you have to invest plenty of resources into promoting it and conveyance in traffic, so raise some of individual people as you’d prefer to think on the name before setting it in stone. Keep in mind to check the name’s accessibility to check whether the domain name of your choosing is free to use. If the the name isn’t accessible, don’t get demoralized. Often the owner of the domain name is willing to sell it and it’s simple to work out who owns the name by merely wanting it up in “whois” section on the domain registration portals.

Pick a Webhosting Service

Web hosting services offer space for storing and access for websites. Don’t get attract by free internet hosts as they put advertising on your website to cover their prices. As a business, you must be searching for an internet host that’s esteemed and reliable. think how much space your website would take and how much traffic you are expecting through your website (web hosts can help you with an estimation). Read the reviews of different clients to perceive how frequently they encounter downtime or technical issues and how rapidly those issues are resolved.

Design Your Website

Today designing your website is less complicated than ever as a result of there are several visual “drag and drop” templates to choose on from. There’s a range of website builder package resources out there. They’re very simple easy thus just about anyone can use them. Have a look at GoDaddy, WordPress, Wix or Weebly. Watch many YouTube tutorials to see however simple it’s to make your own web site. Confirm the design is simple and SEO friendly. There are many helpful tips provided by the website builder software system on this matter. Have a look at this detailed example

Shopping Cart for Online Business

shopping cart is a piece of software system that acts like an online web catalog. There are many various choices available to you on the market. As payment Processor consultants we are able to assist you to choose the right shopping cart that meets your business requirement.

Payment Processor Solution for your online Business

you would like our services to be ready to process credit card processing transactions online. Once you have got the website going, we’ll be happy to assist you set up an online payment solution that’s best for you and your business. Contact us to find out more.

Match List of Merchant Account - Merchant Stronghold

It is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high risk accounts or excessive chargebacks [www.chargebacksecurity.com] and/or terminated for violation of agreement are put on the list and prevented from opening an account with a different credit card processor.

MATCH LIST: Why merchants could be put on it

• Excessive Refunds and Declines
• Violation of Terms of Merchant Agreement
• Illegal Product or Advertisement
• Adult or Porn or Escort Endorsement
• Merchant Collusion
• Fraud
• Excessive Chargebacks
• Money Laundering
• Terrorist Activity
• Wrong MCC code Service/Product

By far the most common reason for termination amongst Trial Continuity and Subscription Type of Business, The merchant deposited sales that were not authorized by cardholders; most typically in a card not present environment with recurring charges.

Why Put the Merchant on the Match List?

Merchant’s Merchant Acquiring Bank. In order to get off the MATCH list, the acquire who put you on it is the only one who can remove you. Merchants are placed on this list because they were found to have violated their credit card processing agreement at some time. Due this breach, these merchants had been terminated from being allowed to have a merchant account. The master match list is used as a screening tool by other credit card processing companies to see whether or not a business is suitable for a merchant account. Being on this list raises a red flag to merchant processing companies that this company applying for the account may be a high risk.

It is not impossible to get a merchant account if you’re on the MATCH list. Please contact Merchant Stronghold at 1-888-622-6875 and we can find out if you’re eligible for a merchant account and how to help you get off the TMF / Match List. Get more information visit website - https://www.merchantstronghold.com/